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Long-Term Care Insurance – $10,000/month Unlimited Months

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Traditional LTC vs Hybrid Life/LTC

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2025 Long-Term Care Insurance Purchased With IRA Money

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Comprehensive Financial Planning Includes Long-Term Care Insurance

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Fiduciary Duty of a CFP® Professional

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Do You Have Enough Money to Self-Fund Long-Term Care?

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Long-Term Care Insurance with Inflation-Cost

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Why Long-Term Care Insurance?

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Long-Term Care Insurance – Purchased With IRA Money

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2530 Meridian Parkway, Suite 100
Durham, NC 27713
(919) 535-8261

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Charlotte, NC 28262
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Greensboro, NC 27409
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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cardinal Advisors are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered by Brookstone Capital Management. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Cardinal Advisors is not affiliated with or endorsed by the Social Security Administration or any other government agency. Any review of “The Complete Cardinal Guide” is specific to the book and is not an endorsement of the advisor.
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Cam Neuwirth

ADVISOR

Cam joined Cardinal Advisors in 2025, bringing his expertise from a successful career as a Broadcast Media Specialist. Known for his enthusiasm, creativity, and dedication, Cam embodies the values of teamwork and personal growth. A proud Italian at heart, he centers his life around the three F’s: Family, Food, and Faith, which inspire his approach to building meaningful relationships with clients and colleagues alike.

Outside of work, Cam enjoys spending quality time cooking with his wife, Nicole, staying active with golf and workouts, and indulging in his passion for competition through NFL fantasy football, mental puzzles, and number games. His dynamic personality and problem-solving mindset make him a valued member of the Cardinal Advisors team.

Ansylla Ramsey

OFFICE ADMINISTRATOR

After 17 years as a hairstylist and salon owner, Ansylla joined the Cardinal Advisors’ team in April 2024.

She enjoys learning languages and is always planning her next international travel destination. 

Caleb Bartles

Life, Accident & Health insurance

Caleb Bartles obtained his Life, Accident & Health insurance licenses in the summer of 2024, and joined Cardinal Advisors’ team soon thereafter. Caleb previously served on active duty in the United States Air Force from 2012-2017, and graduated from Appalachian State University in 2020 with a B.S.B.A. in Computer Information Systems. After a few years working in the software industry, Caleb decided to make a career change to pursue his passion for finance and insurance.

Caleb lives in Fort Mill, SC with his beloved wife Jessica and two cats, Sméagol and Rosie. In his free time, he enjoys running, skiing, video games, going to concerts, and cheering for the Green Bay Packers.

Daphne Sutton

ADVISOR

Daphne joined Cardinal Advisors in 2024 with a focus on helping clients navigate their insurance needs. Her approachable nature and dedication to understanding clients’ hopes and concerns reflect the firm’s values.

Originally from Tacoma, WA, Daphne now enjoys spending time with her children and crafting body butter.

Tommy Fallon

ADVISOR

Tommy joined Cardinal’s Charlotte office in 2023, bringing his analytical skills and CPA certification to the team. Passionate about retirement planning, Tommy is dedicated to helping clients face the uncertainties of life with confidence and clarity.

A graduate of NC State, Tommy enjoys skiing, beach trips, and fitness.

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